Discovery Session
A focused conversation about your SMSF structure — whether it leads to working together or not.
30 minutes via Zoom · Paid consultation · 5 clients per month
What happens in a discovery session
Most brokers start with a product. I start with a structure.
In a discovery session, I review your current financial architecture — income, super balance, existing property, entity structure — and identify the specific structural gap between where you are and where an optimised architecture would put you.
Three things happen in thirty minutes.
First, the credit assessment: whether your borrowing capacity, super balance, and cash flow position support an SMSF LRBA — and what the optimal lending structure looks like.
Second, the property configuration question: whether a dual-income build, an existing asset restructure, or a different approach fits your numbers and timeline.
Third, the coordination map: which professionals need to be involved — accountant, financial planner, solicitor — and what sequence the moves happen in.
If the structural gap is not meaningful, I tell you that too. Some people are already well-positioned. There is no point restructuring for the sake of it.
This is not a sales pitch disguised as a consultation. I take five new clients per month. The session exists because I need to understand your situation before either of us can decide whether the engagement makes sense.
Ready to find out where you stand?
Book Your SessionIs this right for you?
This session is for you if…
You earn $250K+ and feel like you are paying too much tax with nothing to show for it structurally.
You have $300K or more in super and suspect it could be working harder — but no one has shown you how.
You understand leverage and want a system that compounds, not a collection of disconnected accounts.
You want to know whether retiring before 60 is structurally possible — not just aspirationally possible.
You already hold property in your SMSF and suspect the structure could be performing better — the rate is wrong, the entities are misaligned, or the depreciation is not integrated.
You own a business and want the same integrated structural approach applied to scaling it alongside your personal wealth architecture.
This session is not for you if…
You are looking for a quick rate comparison. Plenty of brokers do that well. I do not compete on rate.
You want product recommendations without understanding the structure they sit inside.
Your super balance is under $300K. The economics of an SMSF LRBA typically do not justify the setup costs below that threshold.
You want someone to validate a decision you have already made. I give you the structural reality, not confirmation.
What you walk away with
Even if we never work together, you leave the discovery session with three things:
Clarity on whether your current structure is costing you. Most professionals have never had someone map their tax position, super balance, and property holdings as a single integrated system. I do that in the session.
The specific structural gap in your setup. Not a vague sense that things could be better — a concrete identification of where the leakage is and what is causing it.
Whether an SMSF credit architecture makes sense for your situation. Some people do not need one. If that is you, I will tell you directly. No pitch. No follow-up sequence. No drip campaign.
Whether the property configuration and professional coordination pathway exists for your situation. Not every timeline supports a new build. Not every existing holding is worth restructuring. If the architecture does not fit, you will know that too.
If I cannot show you a clear path, I will tell you.
How It Works
Run Your Numbers
Use the Wealth Path Calculator to see where your current structure sits versus what is possible.
Book Below
Select a 30-minute slot. Zoom link sent automatically. No preparation required — I pull what I need from the conversation.
Get Clarity
I map your structural gap and tell you whether an SMSF credit architecture fits. If it does not, I say so. No follow-up sequence.
Decide
If the structure makes sense, I build it. Five clients per month.
Select a time
Book your session
30 minutes via Zoom. Choose any available slot below.
Juan Jeffery
SMSF Credit Architect | CR 464548 | Healthy Wealthy Investor
Common Questions
What is SMSF credit structuring?
It is the design of lending architecture inside a Self-Managed Super Fund. I structure the credit so that property acquisitions service their own debt, generate depreciation benefits, and compound inside a vehicle taxed at 15% — or 0% in pension phase. I structure credit. I do not recommend investments.
How much super do I need?
Generally $300K or more makes the economics work. Below that threshold, the setup and compliance costs of an SMSF LRBA typically outweigh the structural benefit. I will tell you in the session if your balance is sufficient.
What does the discovery session cost?
The session is a paid consultation — not a free sales call. You cannot unsee or unhear what I coach. The structural clarity you walk away with has immediate value, whether we work together or not.
Do I need to prepare anything?
No. I pull what I need from our conversation. Knowing your approximate income, super balance, and any existing property is helpful but not essential — we can work through the numbers together.
How is this different from a mortgage broker?
Most brokers find you a rate. I design the integrated structure — which entities hold which assets, how cash flows route between them, and what sequence the moves happen in. The lending is one component of the architecture, not the whole thing.
Do you help with the property side as well, or just the lending?
Both work together. Through direct builder partnerships, I help clients access dual-key and dual-income property configurations designed for SMSF compliance — single-contract builds with construction coordination from approval to settlement. The lending structure and the property configuration are designed as a single system, not two separate decisions.
What professionals are involved beyond you?
A properly structured SMSF property acquisition typically involves an accountant, a licensed financial planner, a solicitor, a construction lender, and a property manager. I coordinate across all of them so the architecture is coherent. Each professional stays in their own compliance lane.