7 Things to Know Before Your SMSF Borrows for Property
The free guide that shows you what to check, what to compare, and what to ask — before you talk to any lender.
Inside the guide
Most banks have exited SMSF lending. The specialists who remain vary wildly on rate, LVR, turnaround, and bare trust requirements. Choosing without comparing costs thousands every year — for the life of the loan.
This guide covers:
- Why the rate spread between SMSF lenders can exceed 1.5%
- The fund balance threshold where SMSF property makes structural sense
- Why LVR flexibility matters more than rate for most borrowers
- The three documents that must align — or the ATO comes knocking
- Five qualifying questions to answer before you approach any lender
Written by Juan Jeffery, SMSF Credit Architect. $50M+ in SMSF property structured. No fluff, no sales pitch — just the seven things that determine whether your fund’s property investment compounds or bleeds.