Category: Market Intelligence
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The 10 August SMSF Borrowing Change: The Deadline Isn’t When You Think
From 10 August 2026 an SMSF can only borrow for property that is business real property. What the ATO guidance actually says, and the deadline that really matters.
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The SMSF LRBA Deadline: What Triggers Grandfathering, and Do You Still Have Time?
SMSF LRBA grandfathering turns on the contract exchange date, not settlement, and commencement is about 45 days after Royal Assent. If you are mid-purchase, the date on your contract decides everything.
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Can an SMSF Still Borrow to Buy Property After the 2026 LRBA Changes?
The 2026 change restricted new residential LRBA borrowing – it did not ban SMSF property. Four routes survived, grounded in Schedule 5 of the Act itself. Updated for the ATO’s 28 July guidance.
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Structural Cannibalism
On 23 June, Labor and the Greens banned ordinary Australians from borrowing to build wealth inside their own super. No one voted for it. What it really does, and who it hits.
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Breaking News Special Edition: The $14,000 Dream That Becomes a Prison
Why Queensland’s $14,000 housing scheme creates financial traps for buyers. A critical analysis of government incentives that sound good but deliver poorly.
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Foundations Over Headlines — What This Week Taught Me About Wealth
Why chasing property headlines destroys wealth and how focusing on structural foundations delivers consistent returns. Weekly market lessons for investors.
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The Calm Surge — Why Booms Belong to the Buffered
Property booms reward prepared investors with buffers, not speculators chasing heat. How the calm surge favours those who structured before the crowd arrived.
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The Great Rebalance — How Fairness Finds the Fast Movers
Policy reform is rewarding disciplined investors. Super tax changes, stamp duty reform and rate cuts create a fairness window for those already in position.
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The Million-Dollar Normal — Why Timing, Not Status, Defines Wealth
Million-dollar properties are the new normal in Australia. Why timing your entry matters more than status and how median prices reshape retirement planning.
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November — The Professional’s Execution Window
November is the overlooked execution window for serious property investors. While others wind down, professionals position for Q1 with strategic advantage.