Category: SMSF Strategy
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What SMSF Credit Structuring Actually Is (And Why It’s Not the Same as Getting an SMSF Loan)
SMSF credit structuring is the architecture behind the loan: the borrowing vehicle, buffer, sequence, and how it sits against Division 296. Why it is not the same as getting an SMSF loan.
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How Much Does an SMSF Property Really Cost – and How Much Super Do You Need?
There is no legislated minimum super to buy SMSF property. There is a practical floor set by the deposit, stacked costs, and a genuine buffer. Here is how the number is actually built.
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What Can Your SMSF Actually Do With an LRBA Property? The Rules, Plainly
What an SMSF can and cannot do with an LRBA property: one single acquirable asset, no related-party use, repair and maintain with borrowed money but never improve. The ATO rules, plainly.
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The SMSF LRBA Deadline: What Triggers Grandfathering, and Do You Still Have Time?
SMSF LRBA grandfathering turns on the contract exchange date, not settlement, and commencement is about 45 days after Royal Assent. If you are mid-purchase, the date on your contract decides everything.
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Can an SMSF Still Borrow to Buy Property After the 2026 LRBA Changes?
The 2026 LRBA changes banned new residential SMSF borrowing, not SMSF property itself. Four routes survive: outright cash purchase, grandfathered LRBAs, business real property, and refinancing.
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3 Reasons Why Now May Be the Time to Consider a Commercial Loan
Discover three compelling reasons Australian business owners should consider commercial property loans now, including NAB survey insights and growth funding strategies.
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Why is Australia unique in private finance for property?
Explore why Australia’s private finance landscape is unique for property investment, from SMSF structures to small business lending and government incentives.
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Why I Believe Property Investment Through Super Funds Will Outperform Industry Funds
Why SMSF property investment can outperform industry super funds for Australian professionals seeking control, tax efficiency and tangible retirement assets.
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Why the Best SMSF Property Investments Fail
Three structural decisions that cause SMSF property investments to fail despite strong fundamentals. Avoid these compliance and lending traps before you buy.
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The 73% Awakening
Discover the 73% tax reality hitting Australian professionals and how SMSF property strategies create legitimate shelter while building retirement wealth.